food truck insurance
25 Years of Expertise

Food Truck Insurance

Specialist Insurance for Australian Food Trucks at Affordable Premiums. Covers vehicle, equipment, public and product liability, stock, and business risks.

Get a Free Quote Explore Coverage
Food Truck Insurance
Overview

What is Food Truck Insurance?

Food Truck Insurance is a tailored set of commercial insurance products designed to protect a mobile food business from risks such as accidental damage to the truck, public liability claims, food-related incidents, equipment damage, or business downtime.

Unlike a standard car policy, food trucks require protection for both the vehicle and the food operation taking place inside it. Councils, markets, festivals, private sites, and franchisors regularly require public liability cover before letting you trade.

With us, you get support from Food Truck Insurance Specialists Australia who understand mobility, downtime, regulations, and event requirements.

Get a Quote

What Food Trucks Do We Cover?

We specialise in Food Truck Insurance for operators across Australia, including:

Food trucks ( small – big trucks)
Food trailers
Fixed food vans
Street food trucks
Burger, pizza, and grill trucks
Dessert trucks
Coffee trucks & vans
Event-based food trucks
Catering Truck Insurance

Get a Free Truck Insurance Quote

Coverage options required: *

Coverage Options

Transparent cover designed for food trucks. Select a tab to see what's included and excluded.

Commercial Motor Insurance

  • Accidental damage to the truck
  • Collision, storm, vandalism, or malicious damage
  • Fire and theft
  • Third-party property damage

Public Liability Insurance

  • Injury or property damage caused to others while operating
  • Required by councils, festivals, and private events

Product Liability Insurance

  • Food poisoning or allergic reactions caused by food you sell

Equipment and Fit-Out Cover

  • Cooking equipment
  • Refrigeration
  • Built-in fit-outs
  • POS systems

Stock & Food Spoilage

  • Loss caused by power failure, mechanical breakdown, or insured events

Tools & Portable Equipment

  • Generators, gas appliances, mobile utensils (subject to limits)

Business Interruption

  • Lost income following an insured event that stops you trading

Every policy has limitations, and it is important to be clear upfront. Common exclusions may include:

  • Wear and tear or gradual deterioration
  • Mechanical breakdown unless listed
  • Unlicensed or intoxicated drivers
  • Unapproved modifications
  • Unregistered vehicles
  • Damage outside policy conditions
  • Loss caused by illegal activities

We walk you through any gaps, so you know exactly where you stand before you hit the road.

Why Choose Best Truck Insurance?

Food trucks are a unique niche. We are not a general insurance shop. We are Food Truck Insurance Specialists Australia, and we have built our service around small mobile operators. We discuss your operation first, then shape the cover around what matters to you.

  • More than 25 years’ experience in commercial vehicle cover
  • We understand council and event insurance requirements
  • Fast assistance when you need a certificate of currency
  • Straightforward claims support
  • We deal with insurers on your behalf
  • Pricing that reflects the real risk of your setup
  • A real person to speak to, not a call centre

When you want clarity, experience, and small business support, we are ready.

What Our Clients Say


Frequently Asked Questions

Yes. Public liability is commonly required by councils, festivals, and event organisers. Vehicle insurance is mandatory if the truck is on the road.

Yes. A standard car policy does not cover commercial cooking, food risks, or built-in equipment.

Product liability may cover claims relating to food-borne illness, subject to policy terms.

Yes. We can insure built-in equipment such as fryers, grills, refrigeration, and cabinetry.

Portable equipment can be included depending on limits and conditions.

Spoilage can be added to cover breakdowns or power failure affecting stored food.

Generally yes, provided you disclose the events and they are accepted by the insurer.

Yes. We can insure multiple food trucks under a single policy structure.

Truck value, equipment, turnover, driver history, claims, and operating locations.

Most venues will refuse access without proof of cover, so it is strongly recommended.

Yes. We assist you throughout the claims process.

Submit your details and Request a Quote. We will come back to you with options.