Smart protection for your mobile food business. Built to keep you cooking, serving, and earning without interruptions.
Food trailer insurance is a specialised cover designed for mobile food operators who trade from a towable trailer instead of a traditional shopfront. It protects your trailer, your equipment, and your business operations from the everyday risks that come with working on the road.
This type of insurance steps in when unexpected events threaten your ability to trade whether it’s an accident while towing, a fire in your cooking area, an electrical fault that spoils your stock, or a claim made by a third party. With the right cover, you’re protected against repair costs, replacements, liability claims, and the financial shock of sudden downtime.
In short:
It keeps your business moving, no matter where you set up either markets, festivals, roadside spots, private events, or job sites.
A single claim like a burn injury or trailer fire can cost thousands.
Most councils, events, and markets ask for public liability before approving your application.
When your trailer is off the road, business interruption cover helps maintain your cashflow.
Faster claim recovery means you get back to serving customers without long delays.
A comprehensive policy typically includes:
Protection against collisions, rollovers, storms, fire, theft, and vandalism whether you're parked or on the road.
Essential if someone is injured around your trailer or gets sick due to the food you
serve.
This is often required by event organisers, councils, and markets.
Covers fridges, fryers, grills, coffee machines, POS systems, signage, electrical fit-outs, and more (both fixed and portable).
If your power fails, equipment breaks down, or your trailer is in an accident, your perishable stock is protected.
Cover for stolen cash, EFTPOS terminals, tools, and mobile equipment.
Helps you stay afloat financially if your trailer is damaged and you’re unable to trade temporarily.
With 25 years of experience in the commercial vehicle insurance industry, we understand how mobile food businesses operate, the risks you face every single day, and the type of protection that genuinely supports your business.
Here’s why food trailer owners across Australia trust us:
This insurance is ideal for:
If you operate on wheels, you need tailored cover it’s that simple.
Premiums vary based on several factors:
Most operators pay between $45 and $90 per week, depending on the level of cover they choose.
Provide basic business details — trailer value, food type, locations, trading style.
Select required coverage — liability, trailer protection, equipment cover, stock, etc.
Review your tailored quote — compare inclusions, exclusions, and optional extras.
Complete your application — quick process, often done online or via a broker.
Receive your certificate of currency — required for councils and event approvals.